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Financial Solutions
for women

Mamamoni offers a range of digital financial services to address the needs of underserved women in Nigeria. These services include, agency banking (POS services), third-party money transfer, and bills payment.

POS Services

Engage in transactions with our exclusive team of female agents. Mamamoni operates a network comprised solely of female agents, ensuring that all our agents are women.

Financial/Business Trainings

We offer complimentary training programs in Finance, Digital Skills, and Business Development specifically designed for female entrepreneurs.


FemHealth is our healthcare initiative dedicated to providing essential healthcare services to economically disadvantaged women who lack access to basic medical care.

About Us

Mamamoni Female Agent Network

Mamamoni is a fintech company that provides inclusive digital financial services for female entrepreneurs in Nigeria via a simple financial application and an advanced digital agent network.

” No woman chooses to be poor, but we can choose to help poor women by investing in them” – Nkem Okocha , Founder Mamamoni

Our Service

What Service We Offer

Mamamoni offers a range of digital financial services to address the needs of underserved women in Nigeria.


Agents have the ability to facilitate transfers for their customers to any financial institution across the country.

Internet Data Subscription

Through this platform, agents can utilize the Mamamoni POS system to facilitate payments for internet services across various providers

Purchase of Airtime

Agents have the capability to distribute airtime for multiple service providers to individuals within their communities.

Electricity Bill

Agents possess the ability to make electricity bill payments for various Distribution Companies (Discos) across the nation.

Cable TV Subscription

Agents can facilitate payments for cable TV subscriptions such as DSTV, GoTV, and other providers.


Agents facilitates payment for Femhealth packages for women in different communities Across Nigeria to access basic health care for just N1000 to N2000

Who We Are

Welcome to Mamamoni – Empowering Women, Transforming Communities

Welcome to Mamamoni – Empowering Women, Transforming Communities

At Mamamoni, we are driven by a powerful vision: to empower women, transform communities, and create a more inclusive society. We believe that every woman deserves the opportunity to thrive and fulfill her potential, regardless of her economic circumstances. Through our innovative programs and initiatives, we are working tirelessly to make this vision a reality.

Financial empowerment lies at the core of our work. We offer a range of financial services tailored specifically for women, including microloans, savings accounts, and financial literacy training. By providing access to capital and fostering financial literacy, we empower women to start their own businesses, generate sustainable income, and become economically independent.

But our impact goes beyond finances. We believe that true empowerment encompasses various aspects of a woman’s life. That’s why we offer comprehensive training programs in digital skills, entrepreneurship, and business development. These programs equip women with the knowledge and skills needed to navigate the modern economy, seize opportunities, and create a better future for themselves and their families.

Healthcare is another critical area where we are making a difference. Through our FemHealth initiative, we strive to address the healthcare needs of low-income women who lack access to basic medical services. We provide affordable healthcare packages, including essential health check-ups, screenings, and consultations, ensuring that women can take control of their well-being and live healthier lives.

Central to our approach is our network of dedicated female agents who serve as the backbone of our operations. These agents, deeply rooted in their communities, play a vital role in delivering our services directly to the women we serve. They facilitate financial transactions, distribute airtime, pay bills, and act as catalysts for positive change in their communities.

Mamamoni is fueled by collaboration and partnerships. We work closely with government agencies, corporations, nonprofits, and individuals who share our commitment to women’s empowerment. Together, we are building a strong ecosystem of support that amplifies our impact and creates lasting change.

Join us on this incredible journey of empowerment. Together, we can unleash the untapped potential of women, transform communities, and build a more inclusive and prosperous society. Together, we can create a future where every woman can thrive.

Need to become a female agent? Contact Us Today

Mamamoni is actively recruiting female agents nationwide

Why become a Mamamoni Agent